Last Updated January 23, 2025

Welcome to Factor My Biz ("we," "us," or "our"). By accessing our services, including SMS communications, you agree to these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By signing up for or using our services, including opting into SMS communications, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Services Provided

Factor My Biz offers information, updates, and services related to invoice factoring and cash flow management for trucking companies and other businesses. These services may include SMS communications, consultations, and referrals to third-party providers.

3. Eligibility

To use our services, you must:

Be at least 18 years old or the age of majority in your jurisdiction. Provide accurate and complete information when signing up for services.

4. SMS Communications

By opting in, you consent to receive SMS messages from Factor My Biz.

Frequency: Messages may include updates, tips, promotional content, or service-related information and may be sent periodically. Opt-Out: You can unsubscribe at any time by replying STOP to any message. Message and Data Rates: Standard message and data rates may apply, depending on your mobile carrier plan.

5. User Responsibilities

When using our services, you agree to:

Provide accurate, up-to-date information. Refrain from using our services for any unlawful or unauthorized purpose. Not attempt to disrupt or interfere with our systems, communications, or services.

6. Third-Party Services

Our services may include referrals to third-party providers. While we aim to connect you with trusted partners, we are not responsible for the actions, terms, or services of these third parties. You are encouraged to review their terms and policies before engaging with them.

7. Limitation of Liability

To the fullest extent permitted by law:

Factor My Biz is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services. We make no guarantees regarding the accuracy, reliability, or results of our services.

8. Changes to Terms

We may update these Terms from time to time. The effective date at the top of this page will indicate the most recent revision. Continued use of our services constitutes acceptance of the updated Terms.

9. Termination

We reserve the right to terminate or suspend your access to our services at any time for any reason, including violation of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of Florida, without regard to its conflict of law provisions.

11. Contact Us

If you have questions about these Terms or our services, please contact us:

Factor My Biz

Email:[email protected]

Phone: 772-248-2225